MLM software for recharge, utilities & digital services
MLM software for recharge and digital-service businesses pays members a commission on every mobile recharge, DTH top-up, bill payment or other digital transaction made through their network. MLM.ERP combines e-wallets, per-transaction commission rules, a real-time commission engine and recharge API integration on request, so service networks can track high-frequency, low-value transactions accurately.
Typical products in this network
- Prepaid mobile recharges
- DTH and cable top-ups
- Electricity and water bill payments
- Postpaid and broadband bill payments
- Gas and utility payments
- FASTag recharges
- Digital vouchers and gift cards
Direct selling in recharge, utilities & digital services
Recharge and utility networks earn from transactions rather than physical products. Members and their customers top up mobile phones, recharge DTH connections, pay electricity or gas bills, or buy other digital services, and a small margin on each transaction is shared across the network. Volumes are high and values are low, so the software must process many transactions quickly, credit commissions instantly and keep wallet balances exact. There is no shipping or inventory, but there is a constant need for reliable service-provider connections.
Trust depends on accuracy and speed. A failed recharge must be refunded to the wallet promptly, and commissions must reverse if a transaction is rolled back. Members load funds into e-wallets through UPI or payment gateways, then use that balance to transact. MLM.ERP provides e-wallets, per-service commission settings, transaction reports and recharge API integration on request with your chosen service providers. Businesses should confirm any payment-related licensing or partner agreements that apply to the services they plan to offer.
What makes this industry different
Very high transaction frequency
Thousands of small recharges and bill payments must be processed and commissioned without delays or errors.
Exact wallet balances
Members preload funds, so every debit, refund and commission must reconcile perfectly in the e-wallet.
Reliable provider connections
Recharges depend on third-party APIs, and failures or pending transactions must be handled gracefully.
Small margins per transaction
Margins vary by operator and service, so commission percentages must be set per service.
Software shaped around your products
Catalogue, volume rules, repurchase income and compliance records work together, so commissions follow genuine product sales.
Real-time per-transaction commissions
Each successful recharge or bill payment credits commissions instantly across the levels you configure.
Integrated member e-wallets
Members load funds via UPI and gateways, transact from the wallet and see refunds and earnings clearly.
Recharge API integration
Connect your chosen recharge and bill-payment providers through API integration, available on request.
Service-wise commission rules
Set different commission percentages for mobile, DTH, utilities and other services to match their margins.
Automatic refunds and reversals
Failed transactions return to the wallet, and related commissions reverse according to your rules.
Transaction-level reports
Track transactions by service, operator, member and status for reconciliation and support.
Compensation plans that suit recharge, utilities & digital services
Recharge Plan
Turn everyday recharges and bill payments into a commission-earning network.
SimpleLevel Income Plan
A fixed percentage for every level below you – the easiest plan to explain and audit.
Sales-ledUnilevel Plan
Sponsor without limits and earn on product volume across the levels your rank unlocks.
Recharge, utilities & digital services: common questions
Other industries
What is recharge MLM software?
Recharge MLM software lets a network of members offer mobile recharges, DTH top-ups and bill payments while earning a commission on each transaction made by themselves and their team. MLM.ERP combines e-wallets, service-wise commission settings and a real-time commission engine, with recharge API integration to your chosen providers available on request.
How are commissions calculated on recharges?
You set a commission percentage or fixed amount for each service type, such as prepaid mobile, DTH or electricity bills, and decide how it is shared across levels. When a transaction succeeds, MLM.ERP credits the relevant members instantly. If a transaction fails or is reversed, the commission is reversed according to your rules.
Which recharge providers can be integrated?
MLM.ERP integrates recharge and bill-payment providers through their APIs on request, so you can work with the operators and aggregators you have agreements with. Integration covers sending transactions, receiving status updates and handling failures. Confirm commercial terms and any payment-related compliance requirements directly with the provider before launch.
Can members add money to their wallet using UPI?
Yes. Members can load funds into their e-wallet using UPI and other supported payment gateways, then use that balance for recharges and bill payments. MLM.ERP records every top-up, debit, refund and commission, so wallet statements stay clear and support teams can resolve queries quickly.
See MLM.ERP set up for recharge, utilities & digital services
Tell us about your products, plan and markets. A product specialist will show you the admin panel, member back office and mobile app configured the way you work, then send a written proposal.