Payment gateways and payouts for MLM businesses
Collect joining packages, product orders and top-ups through 25+ integrations, then pay commissions from e-wallets with KYC checks, limits and approvals. Rupees, dollars or USDT.
Supported payment methods
Need a local gateway that isn't listed, such as a mobile-money provider? If it has a documented API, it can be integrated during setup.
India (INR)
UPI
Razorpay
PayU
Cashfree
Paytm
CCAvenue
Instamojo
EBS
International
Stripe
PayPal
Skrill
Neteller
Perfect Money
SolidTrustPay
GPG
Crypto
USDT (TRC-20)
USDT (ERC-20)
Bitcoin (BTC)
Ethereum (ETH)
TRON (TRX)
BUSD
Full list of supported methods
How money moves through MLM.ERP
Payment collected
A member buys a package or product via a gateway. The order is confirmed automatically by the gateway callback or on-chain confirmation.
Commissions calculated
The engine applies your plan rules and credits each eligible upline, with TDS and admin charges deducted and recorded.
Withdrawal requested
Members request payouts from their e-wallet. KYC status, minimums, limits and cooling periods are checked automatically.
Approved & paid
Finance approves in bulk or individually, then pays by bank, UPI or crypto. Every step is logged for reconciliation.
Payout controls your finance team will appreciate
Most MLM losses come from payouts that should never have left: duplicate accounts, unverified bank details and calculation errors. MLM.ERP puts checks in front of every withdrawal.
- KYC-gated withdrawals with bank and ID verification
- Minimum, maximum and daily withdrawal limits per package
- Multi-step approval with maker-checker roles
- Duplicate-account and suspicious-IP flags
- Bank-ready payout files and reconciliation reports
- On-chain transaction hashes stored for crypto payouts
Payments questions
Which payment gateways can be integrated?
Ready integrations include UPI, Razorpay, PayU, Cashfree, Paytm, CCAvenue, Instamojo, Stripe, PayPal, Skrill, Neteller, Perfect Money and crypto (USDT, BTC, ETH, TRX). Any other gateway with a documented API, such as a local mobile-money provider, can be added during setup.
How are commission payouts made to distributors?
Commissions are credited to the member's e-wallet in real time. Members request a withdrawal, which passes KYC, minimum-amount and approval checks, then is paid by bank transfer, UPI or crypto. Admins can also run scheduled bulk payouts with exported bank files.
Can my MLM business accept crypto payments?
Yes. MLM.ERP supports USDT on TRC-20, ERC-20 and BEP-20, along with BTC, ETH and TRX, for deposits and payouts. It can also run plans fully on-chain with smart contracts, or use a semi-decentralised model. Check the crypto regulations in every country where you operate.
Does MLM.ERP deduct TDS on commissions automatically?
Yes. TDS can be applied automatically on every commission payout according to the rates and thresholds you configure, with PAN-based handling and deductee-wise reports for filing. Confirm current rates under the Income-tax Act with your chartered accountant, as they change through Finance Acts.
Connect your gateways and go live with confidence
Tell us about your products, plan and markets. A product specialist will show you the admin panel, member back office and mobile app configured the way you work, then send a written proposal.